Welcome 

Introducing fast and easy cash flow solutions and alternative financing for healthcare providers and general businesses --

Company Profile                                                             

HLC Financial Services, Inc. arranges cash flow solutions, healthcare financing, acquisition financing, accounts receivable   financing and factoring services for healthcare providers and general businesses -- nationwide. The company also provides tax exempt alternative financing for state and local governments.

Services include: lines of credit, bridge loans, medical factoring, invoice factoring, acquisition financing, equipment financing, asset based loans, purchase order financing, commercial real estate loans and accounts receivable financing. Provides proven cash flow solutions and business financing to small and medium-sized businesses with greater flexibility and access to capital.

The company focuses on the capital needs of manufacturers, healthcare providers, distributors, importers, wholesalers, temporary staffing agencies, service companies, commercial real estate developers, state and local government agencies. Emphasis is on speed and financial solutions that do not require a lot of paperwork or tie-up your valuable time. In addition, funding requirements are less stringent and funding sources assume a higher level of risk -- enabling faster, flexible and customized solutions for you.  

Stress-free healthcare financing for healthcare providers:

Term loans and  revolving lines of credit starting at $2 million. Payback funds with your third-party medical accounts receivable, as you are paid. It's easy and convenient. Use funds for acquisitions, capital restructuring, refinancing, working capital or for other capital needs. We arrange funding for: hospitals, skilled nursing, home health, medical clinics, pharmacy services and other healthcare providers.                                                                           

Medical factoring: The debt-free cash flow solution for slow third-party reimbursements. As a cash flow solution, medical factoring speeds up your cash flow between service and third-party reimbursements. You get paid in days instead of months for the services you have performed. And as your practice or health service grows, you'll have a continuous and unrestricted source of debt-free cash. A steady cash flow and more time for patient care or growing your health services! Medical factoring is fast, easy, convenient and does not require changes in your back office operation.  

We arrange medical factoring for physicians, nursing homes, hospitals, medical clinics, ambulance companies, laboratories and other healthcare providers. Funding starts at $250,000 or more in monthly third-party accounts receivable (Medicare, Medicaid, Insurance, HMO/PPO, and Managed Care)    

Save your cash with healthcare equipment financing: We arrange financing for all types of medical equipment for healthcare providers, including clinics and hospitals, from $250,000 to $6 million or more. Equipment rentals and bundle pricing are also available -- to save you cash and enrich your equipment financing experience.

Financing for healthcare real estate: Provides acquisition financing, refinancing, bridge loans for hospitals, nursing homes, medical clinics, surgery centers and other healthcare facilities -- starting at $2 million. A 100 % financing program is available for qualified physicians (MD's) for the acquisition and expansion of hospitals, ambulatory surgery centers and other single-discipline specialty centers. Funding starts at $10 million.     

Financial solutions for general businesses:

Factoring: The immediate cash flow solution. Factoring, also known as invoice factoring, receivable factoring, is the fastest and easiest form of business financing. This cash flow solution turns your commercial, federal, state, municipal invoices into immediate debt-free cash. Receive a lump sum of debt-free cash within 48 hours or less with only 2 to 5 minutes of paperwork. No contracts to sign and no financial statements! We help your business free-up cash locked up in invoices for long periods of time. Funding starts at $10,000 in monthly accounts receivable (unpaid invoices). Non-recourse funding to you. 

The accounts receivable financing (A/R) solution: This cash flow solution uses your accounts receivable (A/R) as collateral to provide you with working capital credit lines. Funding ranges from $100,000 to $10,000,000. Also available is the "quick turn A/R solution for clients averaging $100,000 to $250,000 in monthly accounts receivable. We arrange financing for manufacturers, service providers, distribution, staffing, technology, transportation companies. 

Flexible asset based loans: Get financing for your business with greater flexibility and access to capital, even with a negative cash flow, by using your business assets as collateral for an asset based loan. Business assets, such as inventory, accounts receivable, equipment and real estate are frequently used for asset based loans. Loans can start as low as $300,000 and is unlimited depending upon the richness and quality of your business assets.

HLC Financial Services arranges asset based loans for manufacturers, staffing agencies, security firms, environmental companies and other companies with business assets.

The purchase order financing solution: Get 100 % financing for the manufacturing and shipment of finished goods from your overseas supplier to your U.S. customer through purchase order financing. Purchase order financing is a short-term cash flow solution used to finance the purchase or manufacture of goods that have been pre-sold to a credit-worthy customer. We can help you with this type of financing.

Creative acquisition financing for commercial real estate:

Specialties include: apartments, senior housing, assisted-living facilities, hospitals, surgery centers, retail centers, office and industrial buildings. Other projects considered on a case-by-case basis. Funding starts at $1 million. Refinancing and bridge loans are also available. Our top-quality lenders and investors have the expertise and capital resources to tailor financial solutions to your specific needs, including short and long-term needs.

The 100 % financing solution for equipment financing:

Of all the methods of acquiring equipment, cash purchase, bank loans and equipment leasing, equipment leasing is often the most attractive. "It is estimated that eighty percent of all businesses in the the U.S. lease some, if not all, of their equipment". Why? Because no large outlay of cash is required - 100 % financing, low monthly payments, fixed rates, ability to keep cutting-edge technology current and other advantages.

We make equipment financing fast, easy and convenient for you with "application only" equipment leasing -- no financials required. Financing ranges from $15,000 to $100,000 for any type of equipment. Other leasing programs are also available.

About Us

HLC Financial Services, Inc. was founded in 1999 by a former U.S. Army Officer with extensive management experience in manufacturing, telecommunications, computer operations, financial services, and as a buyer for a Fortune 500 Company -- helping businesses grow and succeed. It's this kind of experience and business caring that drives the company.  

HLC Financial Services strives to provide competitive business financing for general businesses, healthcare providers and government agencies through fast, easy and simple financial solutions. We understand your frustration of trying to get adequate financing, maintaining cash flow and growing a business or service.  

You deserve an outstanding customer experience. We work with a sense of urgency with one thing in mind -- helping you get what you want. Your complete satisfaction is our #1 priority. Our business is helping yours.