Equipment Leasing: The cash flow solution for fast and easy equipment financing

There are three ways to acquire equipment: Obtain a loan,  pay with cash or lease it. Of the three methods, equipment leasing is the most popular and could have major benefits for you. The major benefits of equipment leasing for you include:

• Cash Flow/Budgeting: 100 % financing. You receive longer terms and lower payments structured to fit your budget and fixed payments during the term of the lease.

• Alternative Acquisition Financing: Your existing bank lines of credit, which are limited, are not impacted by equipment leasing.

• Convenience and Costs: Equipment leasing eliminates the large single expense, which may drain your cash flow. A typical lease usually requires first and last rental payments in advance (about 1 % to 5%) compared to traditional financing requiring from 10 % to 20 % as a down payment. In addition, you may include many services in your lease payment, such as insurance, maintenance, software, shipping costs and sales taxes. .

• Obsolescence Protection: If the equipment you are thinking about acquiring involves rapidly changing technologies, such as computers and other rapidly changing equipment, leasing may be your best option. A short term lease would help you stay current with the latest technology, as opposed to purchasing equipment that is soon outdated. 

• Tax Benefits: Unlike loan payments, lease payments may be fully deductible as an operational expense. (Consult your tax advisor)

•  Purchase/Renewal Options: You have end-of-term buyout options.

Just about any equipment can be leased, including the following equipment:

Equipment Specialties

Equipment Leasing: Flexible and easy business equipment financing

"Application Only" Leasing: Funding from $3,000 to $100,000 is available from our funding source with just the completion of a one-page application. Any amount over $100,000 requires detailed financial information.

Collateral based equipment leasing and financing: This type of leasing is available for start-up businesses, clients with special situations or less than perfect credit. It uses real estate, contracts or equipment (other than equipment being financed) as collateral to secure financing for the desired equipment. All types of equipment can be considered. Funding ranges from $50,000 to $2,000,000. In addition, a working capital loan can be arranged for you using your existing high value equipment as collateral. Funding starts at $100,000.

The collateral based program is a cash flow solution that uses your assets as a method to acquire equipment and as a source of financing for your business.

Venture Leasing: This equipment leasing program is for a company that has received venture capital or other equity funds and does not want to dilute such funds to purchase equipment. In addition, bank financing or additional funds from the investor may not be available to the company. Our funding source specializes in funding such companies for all types of equipment. Funding ranges  from $300,000 to $1,000,000. Higher funding amounts are available for special situations.

The five easy steps to equipment leasing:

• Select the equipment you need and the vendor (manufacturer/distributor) with whom you wish to work.

• Call (708) 225-1483 to discuss your financing requirements.

• Complete a quick and easy credit application

• After approval, our funding source will work with your vendor to expedite delivery and installation of your new equipment.

• Once delivery is verified and you are satisfied, our funding source will pay the vendor in full. Your first lease payment and lease start date will commence upon a mutually agreed upon start date.

We are committed to helping you acquire the equipment you need in an affordable, easy and creative manner. Working capital is also available. Hard-to-fund situations are our specialties. Call (708) 225-1483 or write to info@hlcfinancing.com and let us help your success.