HLC Financing Services HLC Financial Services, Inc. is a BBB Accredited Financial Service in South Holland, IL

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Company Profile

Alternative Financing

HLC Financial Services, Inc. is a nationwide financial services company for commercial businesses, healthcare providers and government agencies. HLC specializes in alternative financing(non-traditional financing), providing fast and easy financial solutions with greater flexibility and access to capital. We focus on helping you overcome cash flow and other financial challenges through proven financial solutions. We're a performance-driven company--no upfront fees, working with a sense of urgency to fulfill your financial needs. You deserve an outstanding customer experience -- and to that end your complete satisfaction is our #1 priority. 


  • A/R funding
  • A/R financing
  • Medical A/R financing
  • Asset-based financing
  • Equipment financing
  • Commercial and Healthcare real estate
  • Contract and Purchase order financing

Here's how alternative financing helps you:

A/R funding/invoice funding:The immediate cash flow solution

A/R funding, also known as invoice funding and invoice factoring, provides your business with debt-free cash. A/R funding helps growing companies convert accounts receivable (invoices) into much needed cash. A/R funding is the sale of invoices at a discount by a business for immediate cash. This cash flow solution enables the funding of payroll, business growth, inventory, financial obligations and other needs. Funding increases automatically as your accounts receivable (A/R) increases. Most importantly, it eliminates the often long delays between the time your product or service is delivered or rendered and when invoices are paid by your customers. You get debt-free cash advances for your receivables and the lender waits to get paid by your customers instead of you.

Just about any commercial business is eligible for A/R funding or invoice funding if it has invoices for goods or services delivered or rendered. This includes manufacturers, security firms, staffing companies, wholesalers, distributors, telecommunications, trucking/transportatation and other service providers.
HLC  Financial Services arranges A/R funding for companies with monthly invoices ranging from $50,000 to $20,000,000.
 Click here for more information
A/R Financing
A/R Financing: A flexible and efficient cash flow solution

A/R financing provides you with a prime interest rate loan structured as a revolving line of credit. Draw down and repay as you're paid from the collection of your accounts receivable. Unlike traditional loans, there is more focus on the quality of your accounts receivable than your ability to repay the loan. Also, this cash flow solution provides you with greater flexibility and access to capital with fewer restrictions compared to traditional loans.    

HLC Financial Services arranges A/R financing from $500,000 to $15,000,000. 
Healthcare Financing
Healthcare funding for healthcare providers with virtually unlimited capital
(Hospitals, Physicians, Pharmacies, Medical Clinics, Home Health, Nursing Homes and other healthcare providers)
Fast, easy and flexible medical A/R solutions:
Medical A/R Funding -- A debt-free cash flow solution that converts third-party medical accounts receivable (A/R) owed by government agencies and insurance companies into fast working capital solutions without debt creation or restrictions on the use of funds.
Other advantages of using medical A/R or healthcare A/R to fund your business
  • Provides a steady and predictable cash flow
  • Provides unlimited and continuous funding as your medical A/R grows
  • Helps to eliminate the long wait-time between service and reimbursements   
Medical A/R financing -- A prime plus interest rate loan or a revolving line of credit secured by your third-party medical A/R. It's flexible convenient and cost-efficient. Request funds as needed and repay as you're paid from the collection of your medical A/R. Virtually unlimited capital for qualified projects.

Other healthcare financing:
  • IT project financing for electronic health records conversion
  • Leases for all types of hospital equipment
  • Funding for healthcare real estate: acquisition, refinancing, sale leaseback and construction to permanent financing  Click here

HLC Financial Services arranges medical A/R funding from $100,000 to $25,000,000 and medical A/R financing from $1,000,000 and upward. Healthcare real estate funding starts at $350,000 and up

Equipment Leasing
equipment Leasing/equipment financing: Get equipment with little or no cash
Acquire business or medical equipment without a large outlay of cash or impacting your existing line of credit. This cash flow solution is equipment leasing. Equipment leasing gives you the right to acquire and use equipment in your business without actual owning it in exchange for monthly rental payments. Benefits: 100 % financing and budgetary advantages.
HLC Financial Services arranges equipment leasing from $25,000 to $250,000 on an application only basis. No financials are  required. Higher funding amounts over $250,000 require financials. 

Equipment Financing / Government
Project/Equipment Financing for state & local Governments
Provides tax-exempt long-term loans and innovative lease financing for a broad range of projects, including equipment, vehicles, healthcare, energy conservation, infrastructure and much more. Funding starts at $500,000 with no maximum for qualified project.   Click here
Contract Financing
Contract Financing
Contract Financing: An alternative financing solution that enables you to acquire equipment to fulfill a long-term service contract or produce a contracted product for a publicly traded company or a private company. This cash flow solution accelerates contract revenues. Funding starts at $500,000 is virtually unlimited. Click here


  • Manufacturers
  • Healthcare providers 
  • Pharmaceuticals
  • Telecommunications
  • U.S. Government Contractors
  • Staffing companies
  • Trucking & Transportation
  • Environmental companies
  • Wholesalers & Distributors
  • Importers & Exporters
  • Security Guard Companies
  • State and local governments
  • Equipment companies
  • Oil field company providers
  • Commercial construction companies

Since 1999, we have arranged alternative financing for commercial businesses, healthcare providers and other clients. We're performance-driven--no upfront fees. Your complete satisfaction is our #1 priority. HLC Financial Services, Inc. has an A+ rating and is a Better Business Bureau accredited business. Call (708) 225-1483 today and get a financing solution with greater flexibility and access to capital. Our business is helping yours.

HLC Financial Services, Inc. is a BBB Accredited Financial Service in South Holland, IL

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