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Company Profile

HLC Financial Services, Inc., a nationwide financial services company, provides fast cash flow solutions, business financing and alternative financing to commercial businesses, healthcare providers and state and local governments.

Services include:

• Accounts receivable factoring
• Medical/healthcare factoring (healthcare providers)
  
• Accounts receivable financing
• Asset based financing (general businesses & healthcare providers)
  
• Acquisition financing (commercial real estate)
• Equipment lease financing (traditional and collateral based)
  
• Municipal lease-purchase (equipment acquisition - state & local governments)
  

Since 1999, HLC Financial Services, Inc. has been arranging cash flow solutions and alternative financing, using proven strategies/techniques for fast results. As Certified Capital Specialists with 75 years of combined business experience, we have the business mastery and financial resources to get capital for you quickly. We work with a sense of urgency with one thing in mind -- helping you get what you want. Your satisfaction is our business. 

Our financial services

Factoring, also known as accounts receivable factoring and invoice factoring: We help you turn your commercial or government invoices into immediate cash within 24 to 48 hours.You get up-front debt-free cash that eliminates having to wait 30, 60 days or longer for invoice payments. It's a cash flow solution that just about all commercial businesses are eligible to receive. Benefits to you:

• No requirements for you or your company to have good credit, show a profit or be in business for a certain length of time
• Cash for your business without borrowing -- debt-free financing
• Risk protection against customer default or insolvency
• Enables you to offer better financial terms to your customers
• Fast and easy funding  -- only 2 to 5 minutes of paperwork gets you started. Start, stop or continue factoring as needed -- no contracts to sign.  Learn More

Accounts receivable financing, also known as asset based financing: The use of commercial accounts receivable or invoices as collateral to secure a loan for your business. Advantages to you:

• Funding is faster, easier and less restrictive than traditional bank financing
• Increases funding opportunities for your company -- more focus is on the quality of your accounts receivable than financial statements and forecasts of your company
• Convenient and flexible: Your accounts receivable-based loan can be structured as a line of credit. If used, it is repaid as you are paid from the collection of your accounts receivable.

Equipment leasing/equipment financing: Get 100 % financing for your equipment needs, longer loan terms and lower payments to fit your budget. Include soft costs, such as insurance and maintenance in your monthly lease payments. No large cash outlay is required and no impact on your existing lines of credit. Get the equipment you need when you need it. Fast and easy customized financing, including construction and medical/healthcare equipment. Learn More

Medical/Healthcare Financing: Fast and easy alternative healthcare financing for healthcare providers 

• Medical factoring: We help you turn your third-party accounts receivable (Medicare, Medicaid, HMO/PPO, Private and Commercial Insurance) into quick debt-free cash. Get access to capital you have already earned.  Receive payments in days instead of months for services rendered. Improve cash flow without adding debt to your balance sheet.  
• Asset based financing: Get greater flexibility and access to capital by using your third-party accounts receivable as collateral for a loan. Provides you with a line of credit or a revolving line of credit. Less restrictive and faster funding compared to bank financing.   
  
• Healthcare equipment leasing: Provides equipment lease financing at the most competitive rates available in the healthcare industry. Fast turnaround time. Medical equipment rentals are also available.  For more about healthcare financing, click here, Learn More

Commercial real estate/acquisition financing: Provides permanent and interim financing for commercial real estate. We focus on short-term financing situations that need immediate funding, starting at $1,000,000. Includes acquisitions, refinancing, bridge loans and mezzanine loans. Property types include hospitals, senior housing, nursing facilities, medical clinics, assisted-living facilities, apartments/multifamily, industrial buildings and other income producing properties. Long-term financing is also available.

Municipal leasing -- tax-exempt equipment financing: Get needed equipment through Municipal Lease Purchase Financing (MLPF) without having to go through the lengthy and costly process of issuing bonds and getting voter approval. This alternative financing is available to states, cities and counties, such as county hospitals, city and state offices, public school districts, state universities, correctional facilities, fire and police departments.  Learn More

Partial list of industries/businesses we serve

• Manufacturing
• Nurse staffing agencies
• Government contractors
• Medical/healthcare providers
• Security/Guard Services
• Janitorial/maintenance
• Distributors/Wholesalers
• Temporary employment agencies
• Ambulance companies
• Telecommunications 
• Equipment and supply companies
• Commercial real estate owners/developers
• State and local governments
• Pharmaceutical companies
• Financial Services
• Government Contractors