Welcome to HLC Financial Services, Inc.                      

Company Profile

HLC Financial Services, Inc. is a nationwide cash flow solution company for commercial businesses, healthcare providers, government contractors and state and federal agencies. We help you  overcome cash flow and working capital challenges when traditional financing is unavailable, inadequate, or is not fast enough. You receive fast and easy financial solutions with greater flexibility and access to business capital, including working capital and immediate cash solutions.

HLC Financial Services, Inc. specializes in A/R financing, A/R factoring, medical A/R financing, acquisition financing, equipment financing, revolving lines of credit, commercial real estate financing, healthcare financing for healthcare providers, and other alternative financing solutions. We focus on fast and easy cash flow solutions and alternative business financing as follows:

• A/R factoring, also known as factoring and receivable funding -- you get immediate cash  based on the sale of your accounts receivable (A/R) -- national and international factoring.
• A/R financing, also known as accounts receivable financing
  -- a low-cost loan secured by your A/R-- structured as a revolving line of credit.
• Healthcare financing or medical financing -- includes medical A/R factoring, medical A/R financing, acquisition financing, and equipment financing for healthcare providers.
  
• Equipment leasing/equipment financing -- an alternative financing solution for acquiring business and medical equipment -- 100 % financing.
• Commercial real estate -- acquisition financing and refinancing income producing properties, and includes bridge, mezzanine  and Small Business Administration (SBA) loans.
• Lease purchase financing -- low-cost and tax-exempt equipment financing for municipalities, state, federal agencies and indian tribal nations.          

Helping you with simple cash flow solutions and alternative business financing:

Factoring --A/R factoring: immediate cash for your commercial accounts receivable (A/R) or invoices. Eliminate the long wait-time for invoice payments. Improve cash flow without borrowing or debt creation. Turn your A/R into immediate cash flow solutions.

You get a lump sum of cash for your commercial invoices. Use funds to meet payroll, pay taxes, pay suppliers, fund business growth or for other working capital needs. Receive unlimited and continuous funding as your A/R grows -- no waiting.  A/R factoring frees up your cash tied up in invoices for immediate working capital without debt creation.

Your business is eligible for A/R factoring if it has business-to-business or business-to-government invoices. International A/R factoring is also available for United States and Canadian based companies with foreign A/R (accounts receivable). For speedy A/R factoring or more information, call (708) 225-1483 or contact us via this website.   

A/R financing: This alternative business financing provides you with  working capital  through loans secured by your accounts receivable or A/R.  Cash is available as needed. Request cash advances and pay back as you're paid from the collection of your A/R. It's easy, low-cost, efficient --enabling you to turn your A/R asset into a working capital solution.

HLC Financial Services, Inc. arranges A/R factoring and A/R financing for the working capital needs of manufacturers, distributors, wholesalers, service providers, temporary staffing companies, security/guard services, telecommunication companiesand other businesses with commercial accounts receivable. For speedy working capital and cash flow solutions, call (708) 225-1483 or click,  Learn More

Equipment leasing/equipment financing: You get a 100 % financing solution for acquiring business and medical equipment. Acquire equipment without a large outlay of cash or taking out a loan with equipment leasing: the alternative financing solution for equipment financing. You can include soft costs, such as maintenance and insurance in the monthly lease payments and you may receive tax benefits as well. 

For equipment leasing and equipment financing or more information, call (708) 225-1483 or click here, Learn More

Healthcare financing or medical financing -- includes medical A/R factoring and medical A/R financing for healthcare providers. Both types of A/R funding, as listed below, are based on third-party medical accounts receivable or A/R (Medicare, Medicaid, HMO/PPO, Insurance and Managed Care).

Medical A/R factoring is a cash flow solution that provides financial relief to healthcare providers struggling with long payment delays and sluggish reimbursements from third-party payers. You get working capital without adding debt to your balance sheet. Receive unlimited and continuous funding as your medical A/R grows. Get paid in days instead of months for services performed or delivered.

Get the cash you need when you need it. Call (708) 225-1483 or contact us via this website for speedy medical A/R factoring or more information.

Medical A/R financing provides financing to healthcare providers through loans secured by third-party accounts receivable or A/R (Medicare, Medicaid, HMO/PPO, Insurance, Managed Care). Funds can be used for acquisitions, working capital, equipment purchases or the refinancing of a high interest rate loan. Unlike medical A/R factoring, medical A/R financing is a loan.

Medical A/R loans are customized for particular needs and are easily structured as  revolving lines of credit. Cash is available as needed. Request cash advances and pay back as you are paid from the collection of your A/R. It's an easy, efficient and cost-effective way to get working capital.

For more about medical A/R financing or healthcare financing for healthcare providers, call (708) 225-1483 or click here, Learn More                                                                                                                                                                             

Commercial real estate/acquisition financing and refinancing for owners and developers

We arrange permanent and interim financing for commercial real estate projects -- including acquisition financing, refinancing, bridge, mezzanine loans and fast commercial mortgages.

Property types: hospitals, senior housing, nursing facilities, medical clinics, assisted-living facilities, apartments/multifamily, industrial buildings and other income producing properties. High-loan-to-value, non-recourse loans with low interest rates are available for certain property types, especially for health care projects. Competitive non-traditional loans are available for non-healthcare projects. Call (708) 225-1483 for real estate financing solutions or click, Learn More

Lease purchase financing: The alternative financing solution for the equipment needs of government entities: municipalities, state and federal agencies.

This cash flow solution helps governmental agencies overcome budget constraints to obtain essential equipment for governmental operations. The types of equipment include: vehicles, heavy equipment such as sweepers, fire engines, computer systems, training equipment, office equipment,  communication equipment and other equipment.

Municipality/State Lease Purchase Financing

We  arrange low cost and tax-exempt equipment financing with $1.00 buyout at the end of the payment term for agencies of states, cities and counties, such as county hospitals, city and state offices, public school districts, state universites, correctional facilities, fire and police departments and public works departments. No down payments or advance payments are required. Non-appropriation language is included in the lease purchase arrangement.

Federal Government Lease Financing

We arrange lease purchase financing for the essential equipment needs of all GSA agencies, Legislative Agencies, Post Office and Judicial Agencies.

HLC Financial Services, Inc. is a customer focused and results oriented company with over 75 years of collective experience across multi-industries/businesses. Helping businesses, healthcare providers and governmental agencies get fast financial solutions with greater flexibility and access to capital is what we do best.

From A/R financing to equipment financing, from refinancing to acquisition financing, from commercial financing to healthcare financing, we're here for you. Your complete satisfaction is our #1 priority. For more information, call (708) 225-1483 or contact us via this website. 

• Manufacturers
• Medical/healthcare providers
• Medical staffing/temporary employment agencies
  
• Ambulance companies
• Exporters
• Pharmaceutical companies
• Government contractors, state, local and federal
  
• Security/Guard Services
• Janitorial/maintenance companies
• Distributors and Wholesalers
  
• Telecommunications companies
• Equipment and supply companies
• Commercial real estate owners/developers
• Trucking companies and other transportation firms
• Federal, state agencies and American Indian Tribes